There are several men sitting around in the locker room of a private club after exercising. Suddenly a cell phone on one of the benches rings. A man picks it up, and the following conversation ensues:

"Hello?"

"Honey, it's me. Are you at the club?"

"Yes."

"Great! I am at the mall two blocks from where you are. I just saw a beautiful mink coat. It's absolutely gorgeous!! Can I buy it?"

"What's the price?"

"Only $1,500.00."

"Well, OK, go ahead and get it, if you like it that much ... "

"Ahhh, and I also stopped by the Mercedes dealership and saw the 2001 models. I saw one I really liked. I spoke with the salesman, and he gave me a really good price ... and since we need to exchange the BMW that we bought last year ... "

"What price did he quote you?"

"Only $60,000 ... "

"OK, but for that price I want it with all the options."

"Great! But before we hang up, something else ... "

"What?"

"It might look like a lot, but I was reconciling your bank account and ... I stopped by the real estate agent this morning and saw the house we had looked at last year. It's on sale!! Remember? The one with a pool, English Garden, acre of park area, beachfront property ... "

"How much are they asking?"

"Only $450,000 - a magnificent price...and I see that we have that much in the bank to cover ... "

"Well, then go ahead and buy it, but just bid $420,000. OK?"

"OK, sweetie ... Thanks! I'll see you later!! I love you!!!"

"Bye ... I do too ... "

The man hangs up, closes the phone's flap, and raises his hand and asks all those present,

"Okay... who's phone is this?"